Card machines forBuilders
Stage payments taken on site as each phase signs off, rather than 30 day invoice terms.
- £0 monthly bill
- Next-day payouts
- No lock-in

Every kind of build
Extensions, renovations, groundworks and small works.
Extensions
Stage payments collected on site as each phase completes.
- Stages
- Deposits
- Sign-off
Renovations
Balance taken at handover instead of on 30 day terms.
- Handover
- Snagging
- Final balance
Groundworks
4G works on a plot with no power and no broadband.
- Plots
- Driveways
- Foundations
Small works
Half-day jobs paid before you leave, no invoice needed.
- Repairs
- Half days
- Callouts
Why builders choose Shift4 One
Take deposits upfront
Get 30% down before you order materials, right there on the client's driveway.
4G built in
Works in a half-built extension with no WiFi, so you're never stuck waiting for a signal.
Next day settlement
Money from Friday's final payment is in your account Saturday, ready for wages.
1.25% on Visa and Mastercard
One flat rate on debit, credit, contactless and Apple Pay, so quoting jobs stays simple.

Shift4 One card machine used by builders
Built for builders
Built for builders who move site to site and get paid in stages, not neat weekly invoices.
- Take a card deposit before materials are ordered
- Charge stage payments as each phase completes
- No landline or fixed WiFi needed on a stripped site
- Second terminal for a foreman running his own crew
Builders card machine questions
Can I take a deposit before starting a job?
Yes. Send a payment link or tap the client's card on site so the deposit lands before you buy materials.
Does it work with no signal on site?
Yes. The terminal has 4G and WiFi built in, so it connects even where the house has no broadband installed yet.
What if I don't take card payments some months?
There's no minimum monthly service charge, so a quiet month between contracts costs you nothing.
Can my labourer use his own terminal?
Yes. Additional terminals are £14 a month each, useful if a foreman invoices separate stage payments.
How fast is the money in my account?
Payments settle the next working day, including Saturdays, so Friday completions don't sit over the weekend.
Get your builders quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.