Card machines forCafés
Tap and go for 150 coffees before 11am, with Saturday's takings settled the next working day.
- Free terminal
- £0 monthly bill
- No use no bill
Every kind of café
Speciality coffee, brunch rooms, kiosks and garden centres.
Speciality coffee
Sub-two-second contactless keeps the morning queue moving.
- Espresso bars
- Roasteries
- Takeaway hatches
Brunch rooms
Table service and tip prompts without a fixed till point.
- All-day brunch
- Bookings
- Tips
Kiosks and carts
4G built in, so a park pitch works as well as a high street.
- Park kiosks
- Station carts
- Pop-ups
Café retail
Beans, cups and cake boxes rung through on the same terminal.
- Retail beans
- Merchandise
- Gift cards
Why cafés choose Shift4 One
Fast taps for small tickets
Contactless and Apple Pay clear in seconds, keeping the morning queue moving past the pastry cabinet.
1.25% protects thin margins
On a £3 coffee, 1.25% leaves far more in the till than a standard card fee eats away.
Weekend brunch paid out fast
Saturday and Sunday brunch takings settle the next working day, covering Monday's bakery order.
No bill in a quiet week
£0 monthly bill and no minimum monthly service charge mean a rainy week with fewer customers doesn't cost extra.
How it stacks up
| Feature | Shift4 | SumUp | Zettle | Dojo |
|---|---|---|---|---|
| Upfront cost | Free | £29+ | £19+ | £100+ |
| Monthly fee | £0 | £0 | £0 | £15+ |
| Rate | 1.25% | 1.69% | 1.75% | 1.2% |
| 4G built in | ||||
| Next-day payout | ||||
| No use, no bill |
Blended rate on Visa and Mastercard. Amex 1.9%. Over £10k a month, pricing is quoted individually.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
What you'd save each year
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
Cafés card machine questions
Is it quick enough for a busy morning queue?
Yes. Contactless and Apple Pay transactions clear in a couple of seconds, which keeps the line moving during the breakfast rush.
Does the fee make sense on small purchases?
Yes. At 1.25%, a £3 coffee costs under 4p in fees, which is far less than most standard card machine rates.
Can we take payments at outdoor tables?
Yes. The built in 4G means pavement seating takes card payments just as reliably as the till inside.
What if we're closed on Mondays?
No use no bill means you won't be charged for a day the terminal isn't used, so a closed Monday costs nothing.
How quickly do weekend takings land?
Weekend takings settle the next working day, which usually covers Monday's bakery or milk delivery.
Get your cafés quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.