Can I leave my Takepayments contract early?

Ask for your end date, notice period and any early termination figure in writing. Hardware hire and processing can end on different dates, so get both before deciding whether to move now or at renewal.

Will switching interrupt my card payments?

No. Keep taking payments on your current machine until the new one is delivered and working, then change over at a quiet point in your week.

Do I have to return the rented terminal?

Hired hardware normally has to go back to the provider that supplied it, usually within a set period after the agreement ends. Check the return address and deadline so you are not charged for a machine sitting in a cupboard.

Compare providers

Looking for a Takepayments alternative?

Name: Shift4 Card Machine
Telephone: +447543804014
Price range: Free

Takepayments is a well-established UK provider with a large field sales team and a strong presence among independent shops, salons and hospitality venues. Service is local and personal, which many owners value highly.

The pricing question is the familiar one: a monthly terminal rental plus separate debit and credit rates. We remove the rental line entirely, supply the machine free and apply one blended 0.85% rate to every card type.

Get your free quote →07543 804 014

Takepayments published pricing vs our 0.85% blended

	Takepayments	Shift4
Debit card rate	1.00%	0.85% blended
Credit card rate	1.50%	0.85% blended
Monthly rental	£22.00	£0
Authorisation fee	None published	None
Card machine cost	Included with rental	£0
Payouts	Next working day	Next working day, including Saturdays

Our rate is 0.85% blended across debit, credit, Amex, Apple Pay and Google Pay, with £0 monthly fees and no charge for the machine. Takepayments figures above are their published rates; a blended comparison assumes a typical 60% debit and 40% credit split.

What switching involves

Businesses moving from Takepayments usually already know their monthly rental figure, which makes the comparison quick — that number is a saving before a single transaction is processed.

The changeover follows the same path as any merchant account move: application, underwriting, delivery, a short overlap while you get used to the new terminal, then return of the old hardware to your existing provider.

Contract-end considerations

Terminal hire and merchant services are commonly arranged on fixed terms, sometimes with separate end dates for the hardware and the processing. Ask for both.

Also check where the terminal has to be returned and by when, as hire agreements often carry a charge for unreturned hardware after the end date.

Takepayments alternative FAQs

Get your free quote in 15 minutes

Send us a recent statement and we will show you, line by line, what you would pay with us. No pressure, no obligation.

07543 804 014

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Competitor pricing from publicly published rates, last checked August 2026. Always confirm directly.