Card machines forRetail Shops
300 transactions a week at the till, the fitting room or the door, all settled next working day.
- Free terminal
- £0 monthly bill
- No minimum
Every kind of shop
Fashion, homeware, gifts and click-and-collect.
Fashion and clothing
Take payment at the fitting room, not just the counter.
- Boutiques
- Fitting rooms
- Returns
Homeware and gifts
Higher baskets and gift wrapping handled at one point.
- Interiors
- Gifting
- Seasonal
Click and collect
Balances taken on collection without a separate system.
- Collections
- Reservations
- Deposits
Pop-up and events
4G means a market stand trades the same as your shop.
- Markets
- Trade shows
- Concessions
Why retail shops choose Shift4 One
1.25% across the basket
Whether it's a £5 impulse buy or a £150 order, Visa and Mastercard payments cost 1.25%, keeping margin predictable.
Stock paid for on time
Next day settlement including Saturdays means Saturday's till roll can fund Monday's stock order.
Mobile checkout on the shop floor
4G and WiFi built in let staff take payment by the fitting room instead of queuing customers at one till.
No bill through a quiet spell
£0 monthly bill and no use no bill protect you through a slow trading week between seasonal peaks.
How it stacks up
| Feature | Shift4 | SumUp | Zettle | Dojo |
|---|---|---|---|---|
| Upfront cost | Free | £29+ | £19+ | £100+ |
| Monthly fee | £0 | £0 | £0 | £15+ |
| Rate | 1.25% | 1.69% | 1.75% | 1.2% |
| 4G built in | ||||
| Next-day payout | ||||
| No use, no bill |
Blended rate on Visa and Mastercard. Amex 1.9%. Over £10k a month, pricing is quoted individually.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
What you'd save each year
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
Retail Shops card machine questions
Can staff take payment away from the till?
Yes. Built in 4G and WiFi let staff process payments anywhere on the shop floor, including by the fitting rooms.
Does the rate change on a bigger basket?
No. 1.25% applies on Visa and Mastercard regardless of basket size, so a big spend doesn't cost proportionally more in fees.
How soon can we reorder stock after a busy weekend?
Weekend takings settle the next working day, usually giving you the funds before your Monday supplier payment.
Is there a fee if the shop is shut for stocktake?
No. No use no bill means a day with no transactions doesn't add to your monthly cost.
Can we run two tills during sales periods?
Yes. A second terminal costs £14 a month, useful for handling queues during busy sale weekends.
Get your retail shops quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.