Card machines forFurniture Shops
Take deposits on a £1,500 order and the balance on delivery day, both on one account.
- First terminal free
- £0 monthly bill
- Next-day payouts
Every kind of furniture shop
Showrooms, bespoke makers, warehouse outlets and delivery teams.
Showroom sales
Handheld terminal taken to a customer sat on the sofa they want.
- Showroom
- Sofas
- Deposits
Bespoke makers
Deposit at order, balance on completion, same account throughout.
- Bespoke
- Commissions
- Made to order
Warehouse outlets
Clearance and full-price stock charged at the same blended rate.
- Warehouse
- Clearance
- Outlets
Delivery teams
Take the balance payment on delivery day, out on the road.
- Delivery
- Balances
- On-site
Why furniture shops choose Shift4 One
Deposit then balance
Take a deposit in-store and the balance later without opening a new sale.
No cap on order size
A £2,000 sofa order carries the same blended rate as a small accessory.
Payment on delivery
A mobile terminal lets the delivery team collect the balance on the doorstep.
Next-day payouts
Large orders settle into your account the next working day.
How it stacks up
| Feature | Shift4 | SumUp | Zettle | Dojo |
|---|---|---|---|---|
| Upfront cost | Free | £29+ | £19+ | £100+ |
| Monthly fee | £0 | £0 | £0 | £15+ |
| Rate | 1.25% | 1.69% | 1.75% | 1.2% |
| 4G built in | ||||
| Next-day payout | ||||
| No use, no bill |
Blended rate on Visa and Mastercard. Amex 1.9%. Over £10k a month, pricing is quoted individually.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
What you'd save each year
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
Furniture Shops card machine questions
Can we take a deposit and the balance separately?
Yes. Take a deposit when the order is placed and the remaining balance later, either in-store or on delivery, both against the same account.
Can the delivery team take payment on the doorstep?
Yes. A mobile terminal with 4G lets the driver take the balance payment at the point of delivery.
Is there a limit on order size?
No set cap, so a large sofa or bedroom set is processed the same way as a smaller sale.
Do we need a second terminal for the warehouse?
Many furniture shops add one for £14 a month to cover a separate warehouse or clearance counter.
What is the contract length?
Eighteen months, with no early exit fee if you relocate the showroom.
Get your furniture shops quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.