Card machines forRestaurants
Split bills, tips and pay-at-table on one terminal, with 900 covers a month settled next working day.
- Free terminal
- £0 monthly bill
- 18-month contract

Every kind of restaurant
From a 20 cover bistro to a multi-floor dining room.
Casual dining
Fast table turns, split bills and tips handled at the table.
- Bistros
- Grills
- Family dining
Fine dining
Discreet pay-at-table so the bill never interrupts the room.
- Tasting menus
- Wine lists
- Private hire
Terrace and garden
Built-in 4G keeps outside covers connected without stretching the WiFi.
- Pavement tables
- Courtyards
- Marquees
Bar and counter
A second terminal separates bar takings from the dining room float.
- Bar tabs
- Pre-dinner
- Counter dining
Why restaurants choose Shift4 One
1.25% on every card
Visa, Mastercard, debit, credit, contactless, Apple Pay and Google Pay all settle at 1.25%, with Amex at 1.9% for guests who prefer it.
Paid before Monday's delivery
Saturday night's takings land in your account the next working day, so your fish and meat order can be paid without dipping into reserves.
Pay at the table
4G and WiFi built in means the machine works from the pass to the pavement seating without dropping signal.
No cover charge on the bill
£0 monthly bill and no minimum monthly service charge means a quiet January doesn't cost you anything beyond what you actually take.
How it stacks up
| Feature | Shift4 | SumUp | Zettle | Dojo |
|---|---|---|---|---|
| Upfront cost | Free | £29+ | £19+ | £100+ |
| Monthly fee | £0 | £0 | £0 | £15+ |
| Rate | 1.25% | 1.69% | 1.75% | 1.2% |
| 4G built in | ||||
| Next-day payout | ||||
| No use, no bill |
Blended rate on Visa and Mastercard. Amex 1.9%. Over £10k a month, pricing is quoted individually.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
What you'd save each year
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
Restaurants card machine questions
Can it handle split bills for large tables?
Yes. The terminal supports multiple transactions per table so a group of ten can each pay their share without the waiter juggling cash and card.
Does it work for pay-at-table service?
Yes. Built in 4G and WiFi let staff take the machine to any table, inside or on the terrace, without losing connection.
What happens to fees on a quiet Tuesday lunch?
You're charged 1.25% only on what you actually take that day, and with no use no bill a closed Monday costs nothing.
How fast does Saturday night's money arrive?
It settles the next working day, including Saturdays, so it's typically in your account before your Sunday supplier payment is due.
What if our turnover is above £10,000 a month?
We'll price your rate individually from a recent statement rather than quoting a flat percentage, so larger sites still get a competitive deal.
Get your restaurants quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.