Card machines forHomeware Shops
Sell 50 items a day from mugs to lamps on a till that treats every basket the same.
- First terminal free
- £0 monthly bill
- Next-day payouts
Every kind of homeware shop
Independent homeware shops, kitchenware specialists, lighting shops and outlets.
Independent homeware
Till and shop floor covered by one handheld terminal.
- Gifts
- Décor
- Till
Kitchenware specialists
Small accessories and larger appliances share the same rate.
- Kitchenware
- Appliances
- Cookware
Lighting shops
Larger lamp and fitting sales carry no extra pence charge.
- Lighting
- Fittings
- Showroom
Homeware outlets
Clearance stock priced the same as full-price lines.
- Outlets
- Clearance
- Sale
Why homeware shops choose Shift4 One
Fair on every basket
A £6 mug and a £180 lamp are charged at the same blended rate.
Payment on the shop floor
The handheld goes to the customer standing by the display, not the till.
Next-day payouts
Weekend takings reach your account the next working day.
No monthly bill
No rental or minimum charge added to quiet trading weeks.
How it stacks up
| Feature | Shift4 | SumUp | Zettle | Dojo |
|---|---|---|---|---|
| Upfront cost | Free | £29+ | £19+ | £100+ |
| Monthly fee | £0 | £0 | £0 | £15+ |
| Rate | 1.25% | 1.69% | 1.75% | 1.2% |
| 4G built in | ||||
| Next-day payout | ||||
| No use, no bill |
Blended rate on Visa and Mastercard. Amex 1.9%. Over £10k a month, pricing is quoted individually.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
What you'd save each year
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
Homeware Shops card machine questions
Is it fair for small gift items?
Yes. There is no pence fee per transaction, so a £6 mug is charged the same percentage as a larger item.
Can I take payment away from the till?
Yes. The handheld terminal works on WiFi or 4G anywhere in the shop.
Do I need a separate terminal for a stockroom counter?
A second terminal is £14 a month, useful if you run a click and collect counter separately.
What about larger furnishing sales?
There is no cap on transaction size, so larger pieces are processed the same way as everyday items.
Is there an early exit fee?
No. The agreement is eighteen months with no early exit fee.
Get your homeware shops quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.