Card machine buyer's checklist
Six questions worth asking any provider. Take this into your next meeting.
Question 1
Minimum monthly charge
“What if I have a quiet month?”
- With us
- No transactions means no bill
- Worth checking elsewhere
- Minimum service charges of £10–£25/month are common
Their answer:Question 2
Platform and software fees
“Is anything billed separately from the rate?”
- With us
- Nothing. The rate is the bill
- Worth checking elsewhere
- Platform fees £10–£12/month per location, often outside the headline rate
Their answer:Question 3
Extra terminals
“What if I need a second machine?”
- With us
- £14/month, stated up front
- Worth checking elsewhere
- Usually full rental again, £15–£29/month each
Their answer:Question 4
Who answers the phone
“Who do I call when it stops working at 7pm?”
- With us
- A named person on a direct mobile
- Worth checking elsewhere
- Call centre, business hours, ticket number
Their answer:Question 5
Contract and exit
“How long am I in, and what if I leave?”
- With us
- 18 months, no exit fee
- Worth checking elsewhere
- Terms to 48 months; exit often the remaining rental; some auto-renew
Their answer:Question 6
Settlement
“When do I actually get my money?”
- With us
- Next working day, including Saturdays
- Worth checking elsewhere
- 1–3 days. Ask about weekend and bank holiday cut-offs
Their answer:
Shift4 Card Machine · Authorised Shift4 Partner · 07543 804 014
Competitor pricing from publicly published UK rates, last checked August 2026. Providers change pricing without notice, confirm directly. Our rate is confirmed on application, subject to underwriting.