Card machines forDecorators
Take the final £1,400 on the day you pull the dust sheets up, not 30 days later.
- First terminal free
- £0 monthly bill
- Next-day payouts

Every kind of decorating work
Domestic jobs, commercial contracts, spraying and wallpapering specialists.
Domestic jobs
Payment taken at the door once the customer walks the room.
- Homes
- Rooms
- Repaints
Commercial contracts
Stage payments collected on site as each floor completes.
- Offices
- Stages
- Contracts
Spray finishing
Kitchen and furniture spraying settled before the van leaves.
- Spraying
- Kitchens
- Furniture
Wallpapering
Materials deposit taken upfront, balance on completion.
- Deposits
- Materials
- Feature walls
Why painters & decorators choose Shift4 One
Paid before you leave
4G lets you take payment on site rather than invoicing and waiting weeks.
Deposits cover materials
Take a materials deposit on card so paint is never funded out of pocket.
Money next working day
Friday completions settle on the next working day, keeping wages covered.
No monthly rental
Nothing to pay in a quiet January, because there is no monthly bill.

Shift4 One card machine used by painters & decorators
Built for painters & decorators
How it stacks up
| Feature | Shift4 | SumUp | Zettle | Dojo |
|---|---|---|---|---|
| Upfront cost | Free | £29+ | £19+ | £100+ |
| Monthly fee | £0 | £0 | £0 | £15+ |
| Rate | 1.25% | 1.69% | 1.75% | 1.2% |
| 4G built in | ||||
| Next-day payout | ||||
| No use, no bill |
Blended rate on Visa and Mastercard. Amex 1.9%. Over £10k a month, pricing is quoted individually.
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
What you'd save each year
Competitor pricing from published UK rates, last checked August 2026. Providers change pricing without notice — confirm directly.
Painters & Decorators card machine questions
Does it work on site?
Yes. The terminal has a 4G SIM built in, so it works in an empty property with no broadband connected.
Can I take a deposit before starting?
Yes, in person or over the phone, which is the simplest way to cover materials before the first day.
Is there a limit on job value?
Chip and PIN has no practical ceiling, so four-figure final payments go through as normal transactions.
What does it cost me monthly?
Nothing. The first terminal is free with a £0 monthly bill, and extra terminals are £14 a month.
How long is the agreement?
Eighteen months with no early exit fee, so winding the business down does not cost you a penalty.
Get your painters & decorators quote
First terminal free. Additional terminals £14/month. £0 monthly bill, no minimum monthly service charge. no use, no bill: no transactions in a month means no bill. Next working day, including Saturdays settlement and 4g and wifi built in.
Turning over more than £10k a month? Your rate is priced individually — send a statement and we'll come back the same day.
Explore more
Same free terminal, same rate — every trade, every postcode.
Built for your trade
Popular UK cities
Ready to stop renting a card machine?
1.25% (£1.25 per £100) on Visa and Mastercard, American Express 1.9%, and your first terminal free.